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OALib Journal期刊
ISSN: 2333-9721
费用:99美元
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匹配条件: “ Carmen Piccolo” ,找到相关结果约12242条。
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Is the Lending Decision-Making Process Affected by Behavioral Biases? —Evidence from Southern Italy
[PDF]
Eugenio D’Angelo, Mario Mustilli, Rossana Piccolo
Modern Economy (ME)
,
2018,
DOI: 10.4236/me.2018.91010
be funded. The study was conducted submitting face-to-face questionnaires
to 212 officers working in the credit chain of 25 banks and data have been
analyzed using the logistic regression model. The chosen setting was the south
of Italy and in particular of the Campania region. The results show that there
has been some influence of bias regarding gender, age and beauty, while no
significant relationship has been found with reference to the racial
discrimination or to the cultural level of the applicant. These results, which
confirm the evidence already found in other settings by previous empirical
analyses, would lead to highlight that there is an adverse selection mechanism in the provision of banks'
credit capital.
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